Open Enrollment: Nov 1, 2026 – Jan 15, 2027

Health insurance help from a licensed agent

Compare ACA Marketplace plans, see if you qualify for savings, and enroll step by step, with support after you enroll. Medicare and other coverage help too.

  • Licensed agent
  • English & Spanish
  • Not a government website
A parent and child preparing a meal together at home
How we help

Coverage options we can help with

KUNFIA, LLC is a health insurance agency. Our licensed agent helps individuals and families in Florida and Texas understand their options and enroll.

Major medical

ACA Marketplace (Obamacare)

Compare Marketplace plans, see if you qualify for savings based on your income and household size, and get help enrolling step by step.

ACA plans →
Ages 65+

Medicare

Help understanding Medicare Parts A, B, C and D and comparing Medicare Advantage and Medicare Supplement options available where you live.

Medicare help →
Other coverage

Short term, dental, vision & more

UnitedHealthcare One short term, TriTerm, dental, vision and supplemental plans. These are not ACA coverage; availability varies by state.

Compare plans →
How it works

Three simple steps

  1. Tell us about you

    Share your ZIP code, household size and what kind of coverage you need. It takes about a minute.

  2. Talk with a licensed agent

    Jose H. Mungarrieta reviews the plans available in your area and explains premiums, deductibles, networks and any savings you may qualify for.

  3. Enroll and get support

    Pick the plan that fits, enroll with step-by-step help, and reach out any time after you enroll with questions.

Licensed agentJose H. Mungarrieta
Licensed inFlorida and Texas
G2-certifiedHealth insurance certification
English & SpanishAyuda en español
Understanding the ACA

What is the Affordable Care Act?

The Affordable Care Act (ACA), also called “Obamacare,” makes comprehensive health insurance available to individuals and families, especially those without coverage through an employer. Through the ACA Marketplace you can shop for plans that may be subsidized based on your income and household size.

You can enroll each year during Open Enrollment (November 1, 2026 to January 15, 2027 for 2027 coverage in states that use HealthCare.gov, including Florida and Texas; enroll by December 15 for coverage that starts January 1), or after a qualifying life event such as losing other coverage, getting married, moving or having a baby.

Each plan has its own premiums, deductibles, copays and provider network. We break down the differences so you can compare with confidence.

Check your options

A licensed agent will contact you about plans you may qualify for.

Draft consent wording: pending approval by Jose / compliance.

KUNFIA, LLC is a private insurance agency. Not a government website and not affiliated with HealthCare.gov or CMS.

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