Medicare help from a licensed agent
Understand Medicare Parts A, B, C and D and compare Medicare Advantage and Medicare Supplement options available where you live.
The parts of Medicare
Part A: Hospital insurance
Helps cover inpatient hospital stays, care in a skilled nursing facility, hospice and some home health care.
Part B: Medical insurance
Helps cover doctor services, outpatient care, medical supplies and preventive services.
Part C: Medicare Advantage
Plans offered by Medicare-approved private companies that include Part A and Part B benefits, and often Part D drug coverage and extra benefits.
Part D: Prescription drug coverage
Helps cover the cost of prescription drugs. Offered through stand-alone plans or included in many Medicare Advantage plans.
Medicare Supplement (Medigap) plans are sold by private companies and help pay some costs Original Medicare doesn’t cover, such as copayments, coinsurance and deductibles.
When you can enroll or change
- Initial Enrollment PeriodThe 7-month period around your 65th birthday: 3 months before, your birthday month and 3 months after.
- Annual Enrollment Period: October 15 – December 7Join, switch or drop a Medicare Advantage or Part D plan. Changes start January 1.
- Medicare Advantage Open Enrollment: January 1 – March 31If you’re in a Medicare Advantage plan, you can switch to another one or go back to Original Medicare.
Source: Medicare.gov. Special Enrollment Periods may apply in some situations.
Check your options
A licensed agent will contact you about plans you may qualify for.