Last updated: August 6, 2025
Welcome to KUNFIA. By using our website or services, you agree to the following Terms and Conditions. Please read them carefully. If you do not agree with any part of these terms, you should not use our site or services.
1. Who We Are
KUNFIA is a privately owned company that helps individuals and families explore health insurance options. We are not part of the federal government, any state exchange, Healthcare.gov, or the Department of Health and Human Services.
Our services are provided by licensed insurance agents where required and appointed.
2. Use of This Website
By using this site, you agree to:
- Provide accurate and complete information when requested
- Use the site only for lawful purposes
- Not misuse or attempt to disrupt the website’s functionality
- Not copy or reproduce any content without permission
We reserve the right to refuse service, restrict access, or terminate accounts for any reason, including misuse of the site or violation of these terms.
3. No Government Affiliation
KUNFIA is not connected with or endorsed by any government agency, including the Centers for Medicare & Medicaid Services (CMS) or any state health insurance exchange. Information provided through this site is for general purposes and should not be taken as legal or tax advice.
4. Insurance Services
All health insurance and related services are offered by licensed agents or brokers. Availability of specific plans, coverage options, and costs may vary based on your location, income, age, and other factors.
Completing a form on this website does not guarantee coverage or enrollment. Your submission allows us to share your information with licensed agents or brokers who may contact you to assist with your options.
5. Communication Consent
By submitting your information, you agree that KUNFIA and/or its licensed agents may contact you by phone, text, or email, even if your number is on a Do Not Call list. You may opt out of communications at any time.
Standard message and data rates may apply depending on your phone provider.
6. Accuracy of Information
We strive to provide accurate and up-to-date content. However, health insurance laws and products change frequently. We cannot guarantee that all information on this website is current or error-free. For the most accurate and complete information about available plans, you may also visit Healthcare.gov or Medicare.gov.
7. Privacy
Your privacy matters to us. Please review our [Privacy Policy] for details on how we collect, use, and protect your information.
8. Intellectual Property
All text, images, logos, designs, and other content on this website belong to KUNFIA unless otherwise noted. You may not copy, distribute, or reuse any content without our written permission.
9. Third-Party Links
This website may contain links to third-party websites. We are not responsible for the content, policies, or practices of those websites.
10. Limitation of Liability
KUNFIA is not responsible for any damages related to your use—or inability to use—this website or our services. We do not guarantee enrollment, plan approval, or any specific outcome. You use this website at your own risk.
11. Changes to These Terms
We may update these Terms and Conditions at any time. If we do, the revised date will be posted at the top of this page. Continued use of the site means you accept the updated terms.
12. Contact Us
If you have any questions about these terms, please contact us at:
KUNFIA
[email protected]